Real Estate Boom: India's Sector Credit Doubles in Four Years

The Indian real estate sector has experienced a striking financial upswing, as bank credit soared to Rs 35.4 lakh crore by the end of March 2025, showcasing a near doubling in four years. According to a recent statement by Colliers India, the sector's financial performance and credit access have exhibited substantial improvement.

Real estate consultant Colliers India examined the profitability and market performance of the top 50 listed real estate companies. The post-pandemic era has been marked by the sector's financial health improvement, outperforming major industries in terms of key credit and financial metrics.

The credit growth, supported by strong demand-supply dynamics across multiple asset classes, reflects growing lender confidence, as the sector now comprises nearly one-fifth of the country's bank credit deployment. Furthermore, 62% of these top companies reported increased profitability, with comfortable debt levels reflected in a favorable debt-to-equity ratio.

(With inputs from agencies.)