BharatPe Achieves PBT Profitability, Signals Fintech Resilience

BharatPe, India's leading full-stack fintech company, has announced a key milestone by achieving adjusted profitability in its Profit Before Tax (PBT) for the first time. The company closed FY25 with a Rs 6 crore adjusted PBT, recovering from a Rs 342 crore loss in FY24, signifying enhanced financial strength and operational discipline. The fintech's total revenue reached Rs 1,734 crore, indicating robust growth across business verticals. EBITDA also showed significant improvement, with a rise to Rs 141 crore profit from a Rs 209 crore loss in FY24, reflecting enhanced operational efficiency and business performance.

The company reported a 26% growth in UPI offline transactions and noted a Compound Annual Growth Rate (CAGR) of 54% in revenue from operations, leaping from Rs 457 crore in FY22 to Rs 1,667 crore in FY25. Nalin Negi, CEO of BharatPe, expressed that becoming PBT positive is not just a financial feat but marks a successful strategic turnaround. The company aims to use this solid foundation of profitability to drive further growth, explore new business verticals, and firmly establish itself as a leading fintech entity.

BharatPe has made rapid advancements in its business verticals over the last year, launching UPI TPAP via the BharatPe app and the Invest BharatPe ventures with the intention of scaling these operations. It has received RBI authorization to operate as an Online Payment Aggregator, expanding its payment solutions and technological infrastructure. The company has raised its stake in Trillionloans to 74% and continues to grow its role as a fintech infrastructure enabler for Unity Small Finance Bank, managing core UPI transaction processing and ensuring seamless regulatory compliance.

(With inputs from agencies.)